:root {
  --fin-color-primary: #2f7fc1;
  --fin-color-primary-strong: #1f5f9a;
  --fin-color-primary-soft: #d9e8f6;
  --fin-color-accent-green: #6dbb43;
  --fin-color-accent-green-strong: #4f9a2a;
  --fin-color-accent-green-soft: #e8f4df;
  --fin-color-surface: #ffffff;
  --fin-color-bg: #eef4fb;
  --fin-color-bg-soft: #f7fafc;
  --fin-color-text: #4d5b6b;
  --fin-color-text-strong: #304152;
  --fin-color-footer: #4b4b4b;
  --fin-color-border: #d7e0ea;
  --shadow-soft: 0 16px 40px rgba(24, 72, 122, 0.08);
  --radius-xl: 1.5rem;
  --radius-lg: 1.125rem;
  --radius-md: 0.75rem;
  --container-width: 77.5rem;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Open Sans", Arial, sans-serif;
  color: var(--fin-color-text-strong);
  background: var(--fin-color-bg-soft);
  text-rendering: optimizeLegibility;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
}

.container {
  width: min(calc(100% - 2rem), var(--container-width));
  margin: 0 auto;
}

.site-header {
  --header-logo-scale: 1;
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.98);
  border-bottom: 1px solid var(--fin-color-border);
  backdrop-filter: blur(10px);
  transition: background-color 220ms ease, box-shadow 220ms ease;
}

.header-inner {
  display: flex;
  align-items: center;
  min-height: 5.125rem;
  transition: min-height 220ms ease;
}

.brand {
  display: inline-flex;
  align-items: center;
}

.brand-logo {
  display: block;
  width: clamp(11.25rem, 22vw, 18.125rem);
  height: auto;
  transform: scale(var(--header-logo-scale));
  transform-origin: left center;
  transition: transform 220ms ease;
}

.site-header.is-condensed {
  --header-logo-scale: 0.82;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 10px 28px rgba(24, 72, 122, 0.08);
}

.site-header.is-condensed .header-inner {
  min-height: 4.25rem;
}

.primary-button,
.accent-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 3rem;
  padding: 0.85rem 1.45rem;
  border-radius: 62.4375rem;
  font-size: 0.97rem;
  font-weight: 700;
  transition: background-color 160ms ease, border-color 160ms ease, color 160ms ease, transform 160ms ease, box-shadow 160ms ease;
}

.primary-button {
  background: var(--fin-color-surface);
  color: var(--fin-color-primary-strong);
  box-shadow: 0 10px 24px rgba(9, 38, 77, 0.18);
}

.accent-button {
  background: linear-gradient(180deg, var(--fin-color-accent-green) 0%, var(--fin-color-accent-green-strong) 100%);
  color: #ffffff;
  box-shadow: 0 14px 28px rgba(79, 154, 42, 0.28);
}

.primary-button:hover,
.accent-button:hover {
  transform: translateY(-1px);
}

.scroll-reveal {
  --reveal-distance: 2.5rem;
}

.reveal-item {
  opacity: 0;
  transform: translateY(var(--reveal-distance));
  transition:
    opacity 680ms ease,
    transform 680ms cubic-bezier(0.22, 1, 0.36, 1),
    filter 680ms ease;
  transition-delay: var(--reveal-delay, 0ms);
  will-change: opacity, transform;
  filter: blur(4px);
}

.scroll-reveal.is-visible .reveal-item {
  opacity: 1;
  transform: translateY(0);
  filter: blur(0);
}

.hero {
  position: relative;
  background:
    radial-gradient(circle at 80% 18%, rgba(255, 255, 255, 0.12), transparent 18%),
    radial-gradient(circle at 88% 22%, rgba(109, 187, 67, 0.16), transparent 11%),
    linear-gradient(135deg, rgba(47, 127, 193, 0.99), rgba(31, 95, 154, 0.97));
  color: #ffffff;
}

.hero-shell {
  padding: 2.6rem 0 3rem;
}

.hero::after {
  content: "";
  position: absolute;
  right: 0;
  bottom: -7rem;
  left: auto;
  width: min(36vw, 22rem);
  height: clamp(15rem, 34vw, 23.75rem);
  background: radial-gradient(circle, rgba(255, 255, 255, 0.14), transparent 68%);
  pointer-events: none;
  transform: translateY(1.5rem);
  transition: transform 1200ms ease, opacity 1200ms ease;
  opacity: 0;
}

.hero.is-visible::after {
  transform: translateY(0);
  opacity: 1;
}

.hero-grid,
.benefit-grid,
.testimonial-grid,
.contact-strip {
  display: grid;
}

.hero-grid {
  gap: 2rem;
  align-items: start;
}

h1,
h2,
h3,
strong {
  color: inherit;
}

h1 {
  margin: 0;
  max-width: 10ch;
  font-size: clamp(2.8rem, 5.8vw, 5rem);
  line-height: 0.98;
  font-weight: 800;
  letter-spacing: -0.04em;
}

h2 {
  margin: 0;
  color: var(--fin-color-text-strong);
  font-size: clamp(1.9rem, 4vw, 2.55rem);
  font-weight: 700;
  line-height: 1.15;
}

h3 {
  margin: 0 0 0.75rem;
  color: var(--fin-color-text-strong);
  font-size: 1.15rem;
  font-weight: 700;
}

.hero-text,
.hero-highlight,
.benefit-card p,
.section-support-cta p,
.testimonial-copy,
.contact-item,
.footer-address p,
.footer-meta p {
  font-size: 1rem;
  line-height: 1.65;
}

.hero-text {
  max-width: 50ch;
  margin: 1.4rem 0 0;
  color: rgba(255, 255, 255, 0.94);
  font-size: 1.08rem;
}

.hero-highlight {
  margin: 1rem 0 0;
  color: rgba(255, 255, 255, 0.88);
  font-weight: 700;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 2rem;
}

.hero-copy {
  max-width: 38rem;
}

.hero-form {
  position: relative;
}

.deposit-form {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 1.2rem;
  padding: 1.6rem;
  border-radius: var(--radius-xl);
  border: 1px solid rgba(255, 255, 255, 0.2);
  background: rgba(255, 255, 255, 0.98);
  color: var(--fin-color-text-strong);
  box-shadow: 0 1.5rem 3.75rem rgba(14, 41, 78, 0.2);
}

.form-card-header {
  display: grid;
  gap: 0.35rem;
}

.form-kicker {
  margin: 0;
  color: var(--fin-color-primary-strong);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.form-title {
  margin: 0;
  color: var(--fin-color-text-strong);
  font-size: 1.65rem;
  line-height: 1.1;
}

.form-section {
  display: grid;
  gap: 0.9rem;
  padding-top: 1rem;
  border-top: 1px solid rgba(47, 127, 193, 0.12);
}

.form-section:first-of-type {
  padding-top: 0;
  border-top: 0;
}

.title-form {
  margin: 0;
  color: var(--fin-color-text-strong);
  font-size: 1rem;
  font-weight: 700;
}

.form-row {
  display: grid;
  gap: 0.9rem;
}

.form-group,
.custom-select-container {
  position: relative;
}

.form-group input,
.custom-select-header {
  width: 100%;
  min-height: 3.625rem;
  border: 1px solid var(--fin-color-border);
  border-radius: 1rem;
  background: #ffffff;
  color: var(--fin-color-text-strong);
  font: inherit;
  transition: border-color 160ms ease, box-shadow 160ms ease, background-color 160ms ease;
}

.form-group input {
  padding: 1.6rem 1rem 0.65rem;
  font-weight: 600;
}

.form-group input::placeholder {
  color: transparent;
}

.form-group label,
.custom-select-label {
  position: absolute;
  top: 0.78rem;
  left: 1rem;
  color: #66788c;
  font-size: 0.78rem;
  font-weight: 700;
  line-height: 1;
  pointer-events: none;
  transition: color 160ms ease;
}

.form-group input:focus,
.custom-select-header:focus,
.slider:focus {
  outline: none;
  border-color: rgba(47, 127, 193, 0.55);
  box-shadow: 0 0 0 4px rgba(47, 127, 193, 0.14);
}

.form-group input:not(:placeholder-shown) + label,
.form-group input:focus + label,
.custom-select-container.is-open .custom-select-label {
  color: var(--fin-color-primary-strong);
}

.form-group input.is-invalid,
.custom-select-container.is-invalid .custom-select-header {
  border-color: #d33d3d;
  box-shadow: 0 0 0 4px rgba(211, 61, 61, 0.12);
}

.custom-select-header {
  display: grid;
  align-content: start;
  gap: 0.35rem;
  padding: 1.6rem 1rem 0.65rem;
  text-align: left;
  cursor: pointer;
}

.option-active {
  color: var(--fin-color-text-strong);
  font-size: 0.96rem;
  font-weight: 600;
  line-height: 1.25;
}

.arrow {
  position: absolute;
  top: 50%;
  right: 1rem;
  color: #7b8a9c;
  transform: translateY(-50%);
  transition: transform 160ms ease;
}

.custom-select-container.is-open .arrow {
  transform: translateY(-50%) rotate(180deg);
}

.custom-select-body {
  position: absolute;
  top: calc(3.625rem + 0.08rem);
  left: 0;
  right: 0;
  z-index: 5;
  display: grid;
  gap: 0.15rem;
  max-height: 0;
  overflow: hidden;
  padding: 0;
  border-radius: 1rem;
  background: #ffffff;
  box-shadow: 0 18px 40px rgba(18, 48, 87, 0.14);
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transform: translateY(-4px);
  transition: opacity 180ms ease, transform 180ms ease, padding 180ms ease;
}

.custom-select-container.is-open .custom-select-body {
  max-height: none;
  overflow: visible;
  padding: 0.45rem;
  border: 1px solid rgba(47, 127, 193, 0.12);
  box-shadow: 0 12px 28px rgba(18, 48, 87, 0.12);
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateY(0);
}

.custom-select-option {
  width: 100%;
  padding: 0.7rem 0.8rem;
  border: 0;
  border-radius: 0.75rem;
  background: transparent;
  color: var(--fin-color-text);
  font: inherit;
  text-align: left;
  cursor: pointer;
}

.custom-select-option:hover {
  background: rgba(47, 127, 193, 0.08);
  color: var(--fin-color-primary-strong);
}

.msg-error {
  display: block;
  min-height: 1rem;
  margin-top: 0.4rem;
  color: #d33d3d;
  font-size: 0.78rem;
  line-height: 1.3;
}

.row-range {
  display: grid;
  gap: 0.5rem;
}

.slider {
  --range-progress: 0%;
  width: 100%;
  height: 0.375rem;
  margin: 0.3rem 0 0;
  border-radius: 62.4375rem;
  appearance: none;
  background: linear-gradient(90deg, var(--fin-color-accent-green) 0%, var(--fin-color-accent-green) var(--range-progress), rgba(47, 127, 193, 0.15) var(--range-progress), rgba(47, 127, 193, 0.15) 100%);
}

.slider::-webkit-slider-thumb {
  width: 1.125rem;
  height: 1.125rem;
  border: 0;
  border-radius: 50%;
  appearance: none;
  background: var(--fin-color-primary);
  box-shadow: 0 3px 12px rgba(20, 54, 94, 0.25);
  cursor: pointer;
}

.slider::-moz-range-thumb {
  width: 1.125rem;
  height: 1.125rem;
  border: 0;
  border-radius: 50%;
  background: var(--fin-color-primary);
  box-shadow: 0 3px 12px rgba(20, 54, 94, 0.25);
  cursor: pointer;
}

.range-scale {
  display: flex;
  justify-content: flex-start;
}

.tooltip {
  display: inline-flex;
  align-items: center;
  min-height: 2.125rem;
  padding: 0.35rem 0.7rem;
  border-radius: 62.4375rem;
  background: rgba(47, 127, 193, 0.12);
  color: var(--fin-color-primary-strong);
  font-size: 0.88rem;
  font-weight: 700;
}

.range-labels {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  color: #718293;
  font-size: 0.82rem;
  font-weight: 700;
}

.btn-container {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.new-btn-outline {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 3.5rem;
  padding: 0.95rem 1.7rem;
  border: 0;
  border-radius: 62.4375rem;
  background: linear-gradient(180deg, var(--fin-color-primary) 0%, var(--fin-color-primary-strong) 100%);
  color: #ffffff;
  font: inherit;
  font-weight: 700;
  letter-spacing: 0.01em;
  cursor: pointer;
  box-shadow: 0 16px 30px rgba(31, 95, 154, 0.28);
  transition: transform 160ms ease, box-shadow 160ms ease;
}

.new-btn-outline:hover {
  transform: translateY(-1px);
}

.loader-container {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.5rem;
  height: 2.5rem;
}

.loader-container.hidden {
  display: none;
}

.loader {
  width: 1.5rem;
  height: 1.5rem;
  border: 0.1875rem solid rgba(47, 127, 193, 0.18);
  border-top-color: var(--fin-color-primary);
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}

.row-checkbox {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
}

.row-checkbox input {
  margin-top: 0.18rem;
}

.row-checkbox label {
  color: var(--fin-color-text);
  font-size: 0.9rem;
  line-height: 1.5;
}

.row-checkbox a {
  color: var(--fin-color-primary-strong);
  font-weight: 700;
}

.checkbox-error {
  margin-top: -0.5rem;
}

.form-status {
  min-height: 1.2rem;
  margin: 0;
  color: #7a8696;
  font-size: 0.88rem;
  line-height: 1.4;
}

.form-status.is-success {
  color: #2d7f1f;
  font-weight: 700;
}

.regulatory-band {
  position: relative;
  overflow: hidden;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  background: rgba(10, 44, 87, 0.18);
}

.regulatory-track {
  width: 100%;
  overflow: hidden;
}

.regulatory-content {
  display: flex;
  width: max-content;
  gap: 2.5rem;
  padding: 0.9rem 0;
  white-space: nowrap;
  animation: regulatory-marquee 34s linear infinite;
}

.regulatory-content span {
  color: rgba(255, 255, 255, 0.84);
  font-size: 0.94rem;
  letter-spacing: 0.01em;
}

.section {
  padding: 4.5rem 0;
}

.section-benefits {
  background: var(--fin-color-surface);
}

.section-rates {
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(237, 244, 251, 0.9)),
    var(--fin-color-surface);
}

.section-soft {
  background: #edf4fb;
  border-top: 1px solid #deebf7;
  border-bottom: 1px solid #deebf7;
}

.section-contact {
  background: #f8fbfd;
}

.section-heading {
  max-width: 46rem;
  margin-bottom: 2rem;
}

.rates-heading {
  margin-left: auto;
  margin-right: auto;
  text-align: center;
}

.rates-card {
  width: min(100%, 30rem);
  margin: 0 auto;
  padding: 0.9rem;
  border: 1px solid var(--fin-color-border);
  border-radius: var(--radius-xl);
  background: rgba(255, 255, 255, 0.94);
  box-shadow: var(--shadow-soft);
}

.rates-image {
  display: block;
  width: 100%;
  height: auto;
  border-radius: calc(var(--radius-xl) - 0.35rem);
}

.benefit-grid {
  gap: 1.25rem;
}

.benefit-card {
  padding: 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--fin-color-border);
  background:
    linear-gradient(180deg, rgba(109, 187, 67, 0.05), rgba(109, 187, 67, 0.01)),
    #ffffff;
  box-shadow: var(--shadow-soft);
}

.benefit-icon,
.contact-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.75rem;
  height: 2.75rem;
  margin-bottom: 1rem;
  border-radius: 0.875rem;
  color: var(--fin-color-primary-strong);
  background: linear-gradient(180deg, rgba(217, 232, 246, 0.95), rgba(232, 244, 223, 0.78));
  border: 1px solid rgba(47, 127, 193, 0.12);
}

.benefit-icon svg,
.contact-icon svg {
  width: 1.375rem;
  height: 1.375rem;
  stroke: currentColor;
  stroke-width: 1.7;
  fill: none;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.benefit-icon i,
.contact-icon i {
  font-size: 1.15rem;
  line-height: 1;
}

.benefit-card p {
  margin: 0;
  color: var(--fin-color-text);
}

.section-support-cta {
  margin-top: 1.75rem;
  padding: 1.1rem 1.25rem;
  border-left: 0.25rem solid var(--fin-color-accent-green);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  background: var(--fin-color-accent-green-soft);
}

.section-support-cta p {
  margin: 0;
  color: var(--fin-color-text-strong);
  font-weight: 700;
}

.support-link {
  color: var(--fin-color-text-strong);
  font-weight: 700;
}

.testimonial-grid {
  gap: 1.2rem;
}

.testimonial-cta {
  display: flex;
  justify-content: center;
  margin-top: 2rem;
}

.testimonial-card {
  padding: 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--fin-color-border);
  background: rgba(255, 255, 255, 0.95);
  box-shadow: var(--shadow-soft);
}

.testimonial-copy {
  margin: 0;
  color: var(--fin-color-text);
  font-size: 1.05rem;
  line-height: 1.7;
}

.testimonial-author {
  margin: 1rem 0 0;
  color: var(--fin-color-primary-strong);
  font-weight: 700;
}

.contact-strip {
  grid-template-columns: repeat(1, minmax(0, 1fr));
  gap: 1rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.contact-item {
  display: grid;
  gap: 0.3rem;
  padding: 1.25rem 1rem 1.05rem;
  border: 1px solid var(--fin-color-border);
  border-radius: var(--radius-md);
  background:
    linear-gradient(180deg, rgba(109, 187, 67, 0.05), rgba(109, 187, 67, 0.01)),
    #ffffff;
  box-shadow: var(--shadow-soft);
  color: var(--fin-color-text);
}

.contact-icon {
  margin-bottom: 0.75rem;
}

.contact-label {
  color: var(--fin-color-primary-strong);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.contact-item a,
.contact-item span:last-child {
  color: var(--fin-color-text-strong);
  font-weight: 700;
}

.site-footer {
  background: var(--fin-color-footer);
  color: #ffffff;
  border-top: 0.25rem solid var(--fin-color-primary);
}

.footer-top {
  background: var(--fin-color-footer);
}

.footer-top-inner {
  grid-template-columns: minmax(16.25rem, 22.5rem) minmax(11.25rem, 16.25rem);
  display: grid;
  gap: 1.5rem;
  align-items: center;
  justify-content: space-between;
  padding: 2.25rem 0;
}

.footer-logo {
  width: min(13.75rem, 100%);
  height: auto;
}

.footer-regulator {
  display: flex;
  align-items: center;
}

.footer-regulator-icon {
  width: 15rem;
  max-width: 100%;
  height: auto;
  object-fit: contain;
}

.footer-bottom p {
  margin: 0;
  color: rgba(255, 255, 255, 0.86);
}

.footer-brand {
  justify-self: end;
}

.footer-bottom {
  background: #3d3d3d;
}

.footer-bottom-inner {
  padding: 1rem 0 1.1rem;
  text-align: center;
}

.footer-address-line {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
}

.footer-address-line i {
  font-size: 0.88rem;
}

.footer-address-line span {
  display: inline-block;
}

.footer-bottom-inner p {
  font-size: 0.92rem;
  line-height: 1.55;
}

.footer-bottom-inner p + p {
  margin-top: 0.35rem;
}

@keyframes regulatory-marquee {
  from {
    transform: translateX(0);
  }

  to {
    transform: translateX(calc(-50% - 1.25rem));
  }
}

@keyframes spin {
  to {
    transform: rotate(360deg);
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  .reveal-item,
  .hero::after,
  .benefit-card,
  .testimonial-card,
  .contact-item,
  .primary-button,
  .accent-button,
  .regulatory-content,
  .site-header,
  .header-inner,
  .brand-logo {
    animation: none !important;
    transition: none !important;
    transform: none !important;
    filter: none !important;
  }

  .reveal-item {
    opacity: 1 !important;
  }
}

@media (min-width: 47.5rem) {
  .benefit-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .testimonial-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .contact-strip {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    column-gap: 1.4rem;
  }
}

@media (min-width: 60rem) {
  .hero-grid {
    grid-template-columns: minmax(0, 0.94fr) minmax(28.75rem, 1.06fr);
    align-items: start;
  }

  .contact-strip {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }
}

@media (min-width: 76.25rem) {
  .form-row-double {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 47.4375rem) {
  .header-inner {
    min-height: 4.75rem;
  }

  .section {
    padding: 3.6rem 0;
  }

  .primary-button,
  .accent-button {
    width: 100%;
  }

  .hero-shell {
    padding: 2.1rem 0 2.5rem;
  }

  .deposit-form {
    padding: 1.2rem;
  }

  .form-title {
    font-size: 1.45rem;
  }

  .btn-container {
    flex-direction: column;
    align-items: stretch;
  }

  .new-btn-outline {
    width: 100%;
  }

  .loader-container {
    align-self: center;
  }

  .footer-top-inner {
    grid-template-columns: 1fr;
    justify-items: start;
  }

  .footer-brand {
    justify-self: start;
  }
}